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7/15/09 Moderate Eating, Only Pennies Per Pound
If there’s one thing that really gotten under our skin lately, it’s the recurring theme in the media that consumers are turning to fast food during the recession because it’s all they can afford. In...
4/28/09 Why the Center for Responsible Lending’s “Poll” on Eliminating Financial Choices Is Irrelevant
Earlier this month, a lobbying group called the Center for Responsible Lending (CRL) released a survey they said showed that most Americans support capping interest rates on short-term loans. Data collection and analysis isn’t exactly this...
4/3/09 'Responsible Lenders' Fail at Basic Math
The Center for “Responsible” Lending have a new study that proves only one thing: in pursuit of their anti-credit crusade, CRL won’t hesitate to manipulate data or accuse their competitors of racism. It should be...
3/10/09 Ten Food Rules For Michael Pollan
Yesterday on the New York Times health blog, food writer Michael Pollan asked readers for a few new food rules that everyone should try to live by. For too long, he declared, people have “deferred...
1/8/09 Have You Heard The One About The 'Responsible Lenders'?
At the Center for Consumer Freedom, we follow activist groups in all shapes and sizes -- nutrition zealots, seafood scaremongers, save-the-cows prima donnas, and more. Their pet issues may vary, but groups like PETA and...
11/12/08 Oregon Learns that Limiting Consumer Freedom Hurts
Straight on the heels of newly approved regulations that effectively ban payday lending services in Ohio, a study released today from Dartmouth College demonstrates that a 2007 cap on short-term payday loans in Oregon has...
11/5/08 Financial Freedom Departs Buckeye State
As Americans went to the polls to vote for their next President, activists in various localities pushed their personal agendas through ballot initiatives. Big Government was handed another (nanny) state last night when a proposal...
7/17/08 Memo to Financial 'Reformers': You're Not Helping
As anyone who has filled a gas tank or made a grocery run lately can tell you, a dollar doesn't go as far as it used to. And it doesn’t take a PhD in Economics...
7/9/08 “Responsible Lending” Scam Exposed
It’s not surprising to find an ulterior motive lurking behind many of today’s for-your-own-good campaigns. America’s obesity “epidemic” is making billions for the diet industry. Organic-food activism is more lucrative than ever for organic food...
6/20/08 Killing free enterprise, drip by drip
"Payday" lenders have been getting a bad rap lately, and most of their critics seem to be arguing that short-term loans generate excessive profits at the expense of low- and middle-income Americans. "Solutions" range from...
6/5/08 A Sad Week For Buckeye Consumer Choice
As expected, Ohio Governor Ted Strickland signed the “cap” on payday lending businesses into law on Monday. The new restriction’s supporters are “thrilled beyond words” now that Ohio payday lenders won’t be able to charge...
5/30/08 Payday Loan Myth Debunked By Economists, Common Sense
If a complete stranger walked up to you on the street, asked you for a $100 loan, promised they'd pay it back in two weeks and gave you $1.50 for your trouble, would you do...
5/16/08 Paternalism Prevails In Ohio
Ohio lawmakers sent a resounding message to their constituents on Wednesday: Consumers capable of opening a checking account can’t act like adults when it comes to managing a three-figure loan. By voting to cap annual...
4/30/08 Payday Loans Cost Borrowers Less, Study Finds
This week, researchers at East Carolina University’s Department of Economics published an analysis on the most common interest rates of payday loans compared to charges by bank overdraft services. The study was able to directly...
4/25/08 Patronizing Activists Hit Food, Fuel, Funds
With soaring gas prices and food shortages approaching “global crisis” level, more and more Americans are tightening their belts. While anti-fat fanatics fight to ban “unhealthy” foods (or make us feel as guilty as possible...
4/11/08 Financial Freedom Slipping Away In Arkansas
In the latest episode of government-knows-best, another (nanny) state politician is working hard to take away a choice he thinks we shouldn’t have. After deciding that payday lending is a “deceptive and unconscionable trade practice,”...
3/28/08 Bureaucrat Tries To Distract Consumers With Half-Baked Catchphrase
When they can’t convince Americans that having fewer choices is a better deal, paper-pushing paternalists get crafty. Unable to take “unhealthy” snacks away, nanny legislators have put their heads together and produced a list of...
3/7/08 George McGovern On Personal Finance: Freedom Means Responsibility
A key quote from this morning's Wall Street Journal: "Under the guise of protecting us from ourselves, the right and the left are becoming ever more aggressive in regulating behavior."  
2/15/08 Too Short For This Ride, Too Poor For This Loan
This month, the bureaucrat-knows-best mentality that has been sweeping the nation hit the Palmetto State. Assuming that we are too stupid to choose for ourselves, South Carolina legislators are planning to usurp control of our...


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